25 Ways Your Family Can Save Money

It's not easy to raise a family in a time of inflation. Laura Range shares ways your family can save money and still enjoy life. Download and print this helpful list.

"Children are expensive!" This seems to be one of the most pervasive beliefs of the secular world as a reason not to have more (or any!) children. And while I definitely feel sticker shock every time I check out at the grocery, it makes me deeply sad to think our world attempts to put a price tag on the priceless value of a child. Practical discernment has an important place in Catholic parenthood, yet I can't help but think that our perception of our needs is at times influenced by a materialistic, affluent culture.

It takes humility, creativity, savvy, and sacrifice to raise a family in a high-cost world but it can be done, especially if we turn off the voices telling us we need luxurious vacations, frequent takeout food, the latest technology, or even that cute new Catholic boutique item we saw on social media!

The Gospel reminds us that as Christians, there are many times we will not fit in with this world and our choices will look radical and our sacrifices be misunderstood. The choice to have and raise children sometimes feels countercultural but it can be a beautiful witness of trust in our Heavenly Father as provider as well as prioritizing eternal souls over earthly wealth.

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I asked my local Catholic mothers group to share ideas of ways they save money as they raise their families. This is not a comprehensive list, nor will it be applicable to everyone depending on your local community, regional area, and unique financial challenges, but perhaps you will find encouragement and inspiration knowing there are other moms like you sacrificing treasures on earth for treasures in heaven (Matthew 6:19-20). I’d love to hear your own ideas in the comments!

Use the library for books and movies instead of purchasing them.
Avoid eating out except for special occasions.
Do date nights with your husband at home instead of going out.
Shop around for home and auto insurance each year to get current deals.
Use local Facebook “Buy Nothing” groups for things you need or want.
Make a list before grocery shopping and stick to it.
Make more food from scratch instead of buying expensive pre–packaged meals.
Learn to cut your family’s hair instead of going to a salon.
Stop shopping for clothes and accessories unless you truly need them.
View less TV and social media, which are full of marketing "influencers" that make us desire home goods, clothing, and other items.
Stop your gym membership and use YouTube workout videos.
Use what you already have in your freezer and pantry for meals.
Drive an older vehicle instead of financing a newer one.
Have a clothing or toy swap with your moms group.
Swap babysitting or work/skill services with another family.
Pack lunches for school or work.
Make your coffee at home each day instead of using the drive-thru.
Drink from a reusable water bottle instead of buying plastic.
Shop garage sales and thrift stores.
Choose free places for entertainment and recreation, such as parks, library programs, museums, festivals, and state parks.
Do not buy anything on credit unless it’s an absolute necessity.
Pray and ask the Lord to show you areas of your heart that affect unnecessary shopping and purchases.
Make a budget with your husband and evaluate it monthly.
Cultivate real-life friendships with virtuous women who will help you avoid comparison and consumerism.
Learn to be content with what you have and trust your Heavenly Father to provide for your needs.

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What would you add to this list? Share your thoughts with the Catholic Mom community! You'll find the comment box below the author's bio and list of recommended articles.